Payment by installments - MT Shop

Payment by installments

MT SHOP Hire Purchase  Unable to pay the full amount at once? Pay in instalments!

In cooperation with ESTO AS (MT SHOP HP), MT Shop offers an instalment plan to both private individuals and legal persons for all products purchased from MT Shop, provided that the price of the purchased product individually or the total amount of the shopping cart is between 100 and 10,000€.

When paying for products or services, use the MT SHOP HP - the cheapest, fastest and most convenient instalment plan in estonia! Add product(s) to cart, select mt shop hp from payment options and apply for hire purchase. When applying, select the appropriate period, the amount of the monthly instalment and sign digitally, conveniently using an id card or mobile id. MT SHOP HP is an extremely fast and convenient payment solution that helps to prepare a payment schedule for you based on the period you have chosen, i. E. , to pay in instalments. In this payment solution, credit decision is made instantly, and you can make your purchase in less than 60 seconds. After the signing of the hire purchase contract, your purchases will be delivered to you in accordance with the terms and conditions of MT Shop.

How it works

  • Interest 0%
  • Contract fee from 0
  • Term of contract up to 4 years

MT Shop hp can be applied for by estonian residents aged 18 to 70 besides private individuals, also legal persons can quickly and conveniently apply for the mt shop hp!

If you want to buy a product in our online store with MT SHOP HP, add the product(s) to your shopping cart, select MT SHOP HP from the payment options and apply for hire purchase. You will get the decision immediately: it takes up to 60 seconds to conclude the contract and complete the whole purchase process. Please follow the instructions on the screen.

ATTENTION! Each hire purchase contract is a financial commitment. Before concluding a hire purchase contract, read the terms of the respective service carefully and, if necessary, consult an expert. Every financial decision involves risks and obligations, so we ask you to think carefully about the need to use credit products.

Example of the Cost of Credit:

For a loan amount € 2,049 with a fixed interest rate of 14% of the initial amount per an-num for 12 months and a contract fee of € 14.90, the cost of credit is 31.12%, the monthly instalment is € 197.14 and the total amount to be repaid by the consumer is € 2,365.68.

MT SHOP HP service provider is ESTO AS (commercial registry code 14180709).

In cooperation with HOLM BANK AS (www.holmbank.ee), MT Shop offers and instalment plan (Liisi HP) for all products purchased from MT Shop. Liisi HP will help you to purchase the necessary goods, while being able to choose the appropriate amount of deposit and the contract term.

After the signing of the hire purchase contract, your purchases will be delivered to you in accordance with the terms and conditions of MT Shop


Benefits:
  • Customers of all banks can apply for Liisi HP
  • You can pay in instalments either for individual products or a larger shopping cart
  • Le The contract is concluded in the store using a payment link
  • You can choose an appropriate repayment period
  • Later changes to the repayment schedule are free of charge

How it works: 
  • Liisi HP can be applied for by persons aged 18 and over who are Estonian residents or have a permanent right of residence in Estonia 
  • Term of contract 2-49 months
  • Annual price increse from 12%
  • Contract fee € 5 for VIP customers and € 10 for regular customers, which is divided equally between instalments
  • Digital signing with ID card

How to Apply for Liisi HP?

The submission of the application and the conclusion of the contract is carried out via the online store payment option. Add the product to shopping cart and select LIISI HP payment option. In case of a positive reply, the hire purchase contract is drawn up automatically. It is possible to choose your preferred contract term and payment date. You can sign the contract digitally with your ID card. After the signing of the hire purchase contract, your purchases will be delivered to you in accordance with the terms and conditions of MT Shop.

Feel free to apply for LIISI HP! We can always find the best solution for you!

ATTENTION! Hire purchase is a financial service. As about the terms and conditions from our customer service by phone +372 58 60 88 00 or email us at info@mts.ee, Each hire purchase contract is a financial commitment. Consider your decision carefully – read the terms and conditions of the contract and, if necessary, consult and expert. 

Example of the Cost of Credit:

For a loan amount of € 419 with a fixed interest rate of 20% of the initial amount per annum for 12 months, the cost credit is 39.40% and the total amount to be repaid by the consumer is € 499.32.

Liisi HP service provider is Holm Bank AS.


ESTO – Shop Now. Pay Later! This payment option gives you 30 days extra to pay for your purchases. Get the goods or services immediately and pay as you wish within the next 30 days without any additional costs! 

Recieve the goods immediately
Pay conveniently within 30 days 
No interest or surcharges 
Relax - ESTO will notify you of the approaching payment deadline. 

Pay Later service provider is ESTO AS.


Using this payment option is a financial decision involving risks and obligations, so please think carefully about the need to consume loan products. The cost of credit for the pay later option is 0% per annum under the following example conditions: interest 0% per annum, no fees.


ESTO 3 - Split the Cost of Your Cart into 3 Equal Payments!

When paying for products or services, use the convenient and fast esto 3 payment op-tion - divide the amount of your shopping cart into three equal payments! Add products to cart, confirm your order, select the esto 3 payment option and sign digitally, convenient-ly using an id card, mobile id or smart-id solution.

Pay for your purchases in full and on time within 3 months and enjoy 0% interest
The monthly fee is the cost of your shopping cart plus a one-time contract fee, divided into 3 equal parts
The minimum cart amount when using ESTO 3 payment option is € 60.
ESTO 3 Can be applied for by all Estonian residents aged 18 to 70

How it works

ESTO 3 service provider is ESTO AS. Using this payment option is a financial decision involving risks and obligations, so please think carefully about the need to consume loan products. If you do not pay your full balance in any month by the date set out in your ESTO 3 contract, then your ESTO 3 contract will be terminated and your debt to ESTO AS will be considered a credit used under the esto overdraft agreement and additional fees will be added pursuant to the overdraft agreement. For example, for a loan amount of 200 with a fixed interest rate of 0% for 3 months and a contract fee of € 16.39, the cost of credit is 60.92 %, the monthly instalment is € 72.13 and the total amount to be repaid by the consumer is € 216.39. ESTO 3 service provider is ESTO AS. ESTO 3 service provider is ESTO AS.

E-mail: info@esto.ee 
Phone: (+372) 622 52 52

In cooperation with TF BANK (www.tfbank.ee), MT Shop offers an instalment plan (TF Bank HP) for all products purchased from MT Shop. TF Bank HP will help you to purchase the necessary goods, whereas you can choose the appropriate deposit amount and contract term. After signing the hire purchase contract, your purchase will be delivered to you in accordance with the terms and conditions of MT Shop. 

TF BANK HP Pay for Products in Instalments.

How it works:

Interest from 0%
Term of contract up to 60 months 
Deposit 0%

Cost of goods purchased € 100 – € 7,500 

Application Requirements:

Age 18 to 75 
Permanent official income (a salary or pension) to a current personal account

No payment defaults
Identity document (valid Estonian ID card or passport)

Permanent residence in the Republic of Estonian

To pay in instalments, upon concluding a sales contract:

Inform your sales assistant of your wish to pay by hire purchase
In addition to the application, submit an identity document (ID card, residence permit or Estonian passport) 
The decision on your HP eligibility will be made immediately, after which you can sign the HP contract
The contract fee is added to the sum of your purchases
Instalments are paid according to invoices issued by the Estonian branch of TF BANK AB (PUBL. )

For more information, please contact our customer service!

Attention! Hire purchase is a financial service. Hire purchase contract is offered by the Estonian branch of the TF BANK AB (PUBL.). Check the conditions at the point of sale or ask our expert for advice. The amount of the monthly instalment is € 46.64, and the credit cost rate is 24.37% per annum under the following example conditions: cost of goods / services € 500, deposit 0%, credit amount € 500, interest 12% of the initial amount per annum (fixed), contract term 12 months, payment by monthly annuity payments € 559.73 and the total amount to be repaid by the consumer is € 559.73.

The service provider is TF Bank AS.


Indivy GO

Go is the fastest, easiest and most convenient way to pay.
Go gives the customer time to think and decide how to pay for the purchase. 
The customer can have the products delivered to their home and, if it is not suitable for any reason, return it according to the terms and conditions of MT SHOP. 
In the case of Go, Inbank sends customers information about their purchases as well as reminders of the approaching payment date. 
Go is not a credit agreement, but an agreement between the customer and Inbank, upon the signing of which it is agreed that the customer will decide on the method of payment within 30 days.  

Indivy SLICE

Slice is not a credit agreement, but an agreement between the customer and Inbank, upon the signing of which a repayment period is agreed. Slice is not a credit product, which means that Inbank does not make any inquiries about the customer in the pension register or The Tax and Customs Board. Only the customer's previous payment behaviour is checked.
Slice is simple and straightforward and does not incur any additional costs for the customer.  
With Slice, the customer can choose a payment period from 3 to 18 months. 

Indivy Plan

Indivy Plan, also known as the classic instalment plan, is a products where additional fees apply to the customer according to the information provided at the time of concluding the contract. 
With Plan, the customer chooses the amount of the monthly payment and the length of the contract term, accordingly. 
With Plan, InBank makes an inquiry to The Tax and Customs Board as well as the pension register with the consent of the client. 
Plan is a credit agreement, and all the rules of financial agreements apply. 
The customer may always repay the Plan agreement earlier by giving advance notice to Inbank by e-mail to info@inbank.ee.

The service provider of the Indivy brand and related credit products is InBank AS.

 


LHV Järelmaks

LHV järelmaksuga saad kauba eest tasuda osade kaupa.

 Vastus taotlusele mõne minutiga.

 Sissemakse alates 0 eurost.

 Tasuta ennetähtaegne tagastamine.

 Puuduvad igakuised haldustasud.

Kuidas taodelda LHV järelmaksu? 

1. Lisa soovitud tooted ostukorvi ja vali makseviisiks LHV järelmaks.

2. Kui sul pole järelmaksu limiidi taotlus esitatud, saad seda teha peale makseviisi valimist. 

3. Kui sul on limiit olemas, saad koheselt valida järelmaksulepingu pikkuse ja maksepäeva. 

4. Seejärel allkirjasta leping Mobiil-ID, ID-kaardi või Smart-ID abil ja ost ongi sooritatud. 

Järelmaksu tingimused 

 Intress fikseeritud 10,9%. 

 Lepingutasu alates 9,90 eurost.

 Lepingu pikkus alates 3 kuud.

 Limiit kehtib 90 päeva. 

Lisateave
lhv.ee/jarelmaks
6 802 700

Järelmaksu pakub AS LHV Finance. Tutvu tingimustega müügikohas või lhv.ee/järelmaks ja küsi nõu meie asjatundjalt. 

Järelmaksu igakuise osamakse suurus on 66,53 € ja krediidi kulukuse määr on 28,15% aastas järgmistel näidistingimustel: kauba/teenuse maksumus 700 €, sissemakse 0%, krediidisumma 700 €, intress 10,90% väljastatud krediidisummalt aastas (fikseeritud), lepingutasu 19,90 €, järelmaksu periood 12 kuud, tasumine igakuiste annuiteetmaksetena, maksete kogusumma 798,38 € ja tagasimaksete summa 798,38 €.

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